Monday, December 27, 2021

Happiness Today

When you were a kid, what did you want most? What did you think would make you the happiest!

When we were children we were dependent on our parents, relatives, and friends of our parents to provide the things we wanted the most. For me, it was over 60 years ago so I do not really remember much of my early childhood. I think for the most part I was in survival mode since my parents had a lot of verbal arguments and sometimes I suffered verbal abuse from my Dad and occasionally corporal punishment. I think the thing I treasured the most was peace and tranquillity in my household. I can remember wanting a bicycle and a BB gun. I also treasured privacy in regards to my friends. For the most part, my folks did provide shelter, clothing, and food. As for transportation that was provided by using a bicycle and my 2 feet to get from point a to point b. We lived out in the country away from most everyone on a small farm. I always thought money would bring happiness. It did not. It did bring momentary pleasure but it surely did not provide real happiness.

Today money does not bring me happiness. Even receiving gifts does not proved me with happiness. Happiness for me is having peace around my immediate surroundings. For that, I am dependent on my family and community, and local environment to provide peace.

It also depends on my spending habits and the spending habits of my wife. When spending is left to the basics of my faith in God, our home, clothing, food, and transportation I am very satisfied and that brings me peace and happiness. At the age of 75, I want for little to nothing. 

For me, I think the one thing that does bring me real happiness is when I see my son of 20 making wise decisions in life. I think the ultimate happiness I have in life is bringing the wisdom of things I have learned in life to others.

Many have difficulty with their finances and have nothing but happiness. I seek to help others to have a better understanding of their finances today and their finances in the future. If you are one that has problems with their finances it would bring me great pleasure to guide you to a better financial tomorrow.

Please feel free to use the chat feature in the lower right hand corner to introduce yourself to me and allow me to help you get on the right path to your financial present and future.

Tuesday, December 21, 2021

Never Give Up

 Are you trying to get out of debt? It takes a lot of work. Many of us early in life get introduced to credit cards by our parents, schools, friends, and businesses. 

“You will never see the end if you give up in the middle.” –Joyce Meyer

Many of us make the decision to get things now rather than to save for them. This is the path I traveled for many years. I learned the hard way. Many times I had to go without because of the debt that I had created and it weighed heavy on me. I know it does for you. For some of us we spent many years building up this debt and now we have to do without to pay it off! Because it takes some time to pay off the debt we tend to accumulate more of it. Not good. When we have debt we have to pay interest. Often that interest can approach 20 to 30 and even more depending on where we create that debt. We enjoy helping folks to make a plan to get out of debt and if need by to hold your hand to encourage you with your plan. Feel free to comment on this message if you want help. All comments are private and no one that visits this blog will see them.