Wednesday, February 24, 2021

Preparing or Reparing

 I often tell people every day you're either preparing or repairing. Hi, John Maxwell here. Welcome to Minute with Maxwell. That’s your statement of strength today.

Today, right now in your life, my life, we are either preparing or we are repairing. One [person] sets up tomorrow for success. The other [person] sets up today for failure. If we are repairing, we can't even get into tomorrow. At best, what we're doing is trying to fix today because of something we allowed yesterday. But if we're preparing, it means that we're making the best of today so that we can guarantee that tomorrow is going to be a success. I think that's essential during a crisis, because a crisis has a tendency to come in like a tornado, a hurricane, and just scatter and mess stuff up and wreck lives. And I just want you to know, don't let it happen. Take each day at a time.

Today matters. Make today count. I wrote a book on that. Don't try to take care of the next week in the crisis. It will overwhelm you. Just take care today and prepare well. Tomorrow will come. It'll get a little better.

Thanks for being with me today on Minute with Maxwell.

Never Give Up

 


Never give up on becoming a master of your money.



Saturday, February 20, 2021

What is Debtg Consolidation?

 

Kiersten Essenpreis for Money

Debt consolidation gathers debt from multiple sources and puts it in one place, which simplifies paying off what you owe. Consolidation can also allow you to reduce the interest rate or total amount of your debt.

Most of us manage many forms of debt simultaneously, keeping track of due dates and balancing interest rates to avoid late fees or a bruised credit score. But one lump sum means one lender, one due date, one interest rate, and one set of login credentials. It can be a strategic personal finance move in the long run — as long as it’s done right.

Before consolidating your debts talk to us. Debt consolidation is usually not a good idea and creates more problems in the long run.

Schedule a free consultation appointment today. Our goal is for you to learn to master your money! 

Click Here To schedule a free online appointment.

Benefits of Budgeting


According to Spendmenot statistics, only 32% of US families maintain a household budget. So why should you join this number? A budget is a financial plan that helps you allocate funds to different categories of your life. You get to decide how much you spend, save or invest based on your take-home income. Your take-home income is the amount left after the payment of taxes and medical insurance.


Budgeting allows you to:

  • Highlight horrible spending habits.

  • Prepare for emergencies.

  • Spend what you can afford.

  • Stay focused on your personal finance goals.

Earn extra money for your budget: https://r.honeygain.me/VAJOH7AD2A