Here is a great tip. Want money to spend for a vacation or for something special for that special someone or maybe money to spend on gifts for Christmas. Here is one way to do it. Get 50 envelopes. Number them 1 to 50. Each week you choose an envelope and you put money in it. Envelope 1 gets $1. Envelope 2 gets $2.
Envelope 3 gets $3 and so on. You end with envelope 50 that gets $50. You do this before you put money toward anything that does not require you to pay for your home, clothing, transportation, or food. This is a good way to save up a small emergency fund too.