Here is a good rule for giving Christmas Presents from Rachael Cruz. It is an excellent way to save money on gift-giving. In addition, you may consider giving something of yourself at Christmas. For instance, some ideas would include dog walking, housesitting, making a collage of pictures of special times with family. Maybe doing errands for an older person that has trouble getting around or maybe taking them to their Dr's appointment. Feel free to share ideas in the comments section.