Andy Johnson - Your Money Coach

Veit (Andy) Johnson

Your Money Coach

Over the years we made many financial mistakes. It is our goal to help you to avoid the mistakes we made and help you to gain financial peace and be able to do all the things you dream of doing in the future.

 

Our Mission: We have a plan to help people get out of debt quickly and build wealth for early retirement. It is never too late to start!

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I read and respond to all replies to my emails. !Yes, it really is me!

So please introduce yourself, I'd love to learn more about you!

Please click "reply" and briefly tell me more about you, where you live, where you're at with your managing your debt, your money and where you want to be.

Looking forward to your reply,

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Veit !Andy! Johnson

VIDEO - Four Walls HOGAN from NAD Stewardship on Vimeo.

We are not affiliated with Ramsey Solutions or with Chris Hogan.

For many answers regarding money you may visit 
Dave Ramsey at Ramsey Solutions. Click Here

 

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"As you begin changing your thinking, start immediately to change your behavior. Begin to act the part of the person you would like to become. Take action on your behavior. Too many people want to feel, then take action. This never works." -John C. Maxwell

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Stop retirement contributions

Stop retirement contributions (until debt is gone). One thing you’ll start to see as you start eliminating your debt is that it’s SUPER easy to take “one step forward, two steps back”. I ALWAYS recommend that one who has debt stop contributing to retirement while they’re getting out of debt. This is only temporary. (1-2 years) Why? Because it’s inefficient. You can’t do two things at once here. You must do an analysis of what your debt is costing you verses what your investments are earning you. Odds are the gains are either cancelled out OR worse yet, you’re losing ground even faster than you thought. The bigger point here is that, if you want to start to win with money, you have to be willing to question and then skewer your current thought patterns and habits around money. Would you agree with that? Is what you’re doing now really working? I know this is a little challenging and it may feel like I’m poking you in the eye a little bit, but I can promise you this is a super important point. In this process, you’ll only get momentum if you can focus intently on each of these micro steps as you go through them.