What happens to your family if you or your wife should pass away? Do you have insurance to replace the income that comes into your home? How do you pay for day to day expenses if the husband should die. How do you pay for expenses if the wife should die? If you are depending on insurance from the workplace what happens if you lose your job or choose to change jobs. If this happens you have no life insurance. The insurance at work is a nice extra. Financial advisors say that term life insurance is the best value for your dollar. Do not let time pass. If you do you are in jeopardy of not having money to cover expenses and the longer you wait the more expensive the insurance gets. You want to provide for your family and life insurance is one of the ways you provide for financial needs if something should happen. People in the world of finances say that you should have 10 to 12 times your annual income for insurance. This should apply to both the husband and wife individually.
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