No Spend Weekend

Looking for something to do on the weekend or a day off from work that will not break the bank. Here are 45 ideas for something to do.

1. Visit a park
2. Go sightseeing locally
3. Play a board game
4. Visit the local library 
5. Try a new recipe
6. Draw something
7. Camp in the living room/backyard 
8. Watch a movie
9. Learn a new skill
10. Budget
11. Make a time capsule
12. Look at old photos
13. Go Geocaching
14. Make paper airplanes
15. Sort old clothes
16. Volunteer
17. Have a yard sale
18. Write a journal
19. Exercise
20. Swap movies or books with a friend
21. Do a DIY project
22. Make frozen meals
23. Have a Spa day
24. Clean your car
25. Attend a local event
26. Have a yard sale
27. Do a random act of kindness
28. Have a sleepover
29. Go Hiking
30. Skype a friend
31. Make cookies
32. Go jogging
33. Read a book
34. Have a scavenger hunt
35. Go swimming
36. Try a free trial
37. Donate something
38. DIY Coffee
39. Walk the dog or a neighbors dog
40. Visit the beach
41. Go window shopping
42. Play a trivia game
43. Build a fire
44. Organize cabinets/drawers
45. Paint
46. Go for a walk
47. Take a nap

Smart Goals

This is your year! When it comes to setting smart goals, most of us have the best intentions. You’re finally going to take control of your money. Get fit. Start a new hobby. Yada yada.

But here’s the thing. Most of us won’t actually do any of that. Setting goals for yourself is absolutely the right thing to do, but just having good intentions alone changes nothing. You can make resolutions all you want—but a resolution without a plan is just wishful thinking. So, how can you stick with your goals throughout the year? 

Make SMART goals.

Click Here for the Smart Goals

The ABC's of Financial Peace

The ABC's of Financial Peace

A = Accept (the debt sucks, it's time to change)

B= Budget (my new favorite word)

C= Calculator (it's the only accessory you need in 2020, it should be stuck on you like that Clapper life line thing)

D= Debt. The enemy. Know your debt well and annihilate it

E = Ego. Get over it. You aren't your neighbor or sister or the Jones's next door. Focus on you

F= Failure. Is. Not. An. Option.

G= Greed. Enough said. Don't fall for it.

H= Handle it. If you are waking up in a cold sweat in the middle of the night, start reading up on what to do to handle your debt, make a plan, acknowledge it and handle it.

I = income. You need more. Get the side gig, take the overtime, make your kids pay for their own phones.

J= Justify. if you feel you have to justify the purchase out loud...you can't afford it.

K= Kindness. You can't afford to buy wrapping paper for the school soccer team or candles for homeless snails. If you want to be kind, make that big donation when you get to B7. Don't forget them.

L= Lazy. Your budget and finances are a full time job. Commit to it every day. Don't be lazy.

M= Money Management. It's the new algebra or Latin. Learn it. Practice it. Stop being afraid of it.

N= No-one. No one else is in your shoes but you. Nevermind everyone else. Stick to you and your path.

O= Overbudget. A thing of the past.

P= Plan, plan, plan.

Q= Questions, ask. ask. ask.

R= Rigor. Set goals, make a plan, pursue it rigorously. Let nothing stop you. Nothing.

S= Save. the returnable bottles, the change on the floor of the car, the random dollar in the wash, the extra from your little bonus...save, save, save.

T= Trust. Trust you, trust the steps, trust that you can do this. Especially on the days you think you absolutely cannot.

U= Unavoidable. There are going to be unavoidable obstacles. Prepare. Be ready.

V= Victory. That debt free scream. That is you. You will get there.

W= Why. Because you are tired of being broke. Period.

X= the mark of crossing off a paid-down debt

Y= YOU ARE WORTH IT

Z= Zero debt. Zero debt.

Go get it this year. xo

Credit for this post goes to Maria Huntress on the Dave Ramsey Financial Peace for the 40 and Over Crowd group on Facebook