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Friday, May 24, 2019


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If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving.



Are You In Debt?
Do you want to build wealth?

If you answered yes than you need to purchase this book and follow it step by step. Thousands have followed this plan. They have paid off their debt and they are starting to build wealth for themselves and their families. Many have become millionaires.

This makes the perfect gift for all occasions. This is the perfect gift for weddings. Get your gift for that favorite person, even if it's you.

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Friday, May 10, 2019

Wednesday, May 8, 2019

Life in the Fast Lane


The #1 rule is stop borrowing money, no credit cards and no going to the corner loan shark for a paycheck loan!

The #2 rule is to have a diet of beans and rice and rice and beans. This means no fast food and no dining out!

Today it seems that nothing is simple. We wake up, go to work, come home and repeat the process the next day waiting for the weekend to come. I have learned that one must sit back and be patient. In this world we all want so many things. To get these things we go and get credit and now we can get that car we want, get the house we want, get the toys we want and try to keep up with the Jones family. Whoops, now what do we do? We are up to our eyeballs in debt. We have many credit cards, we have a second mortgage on the house, and now we can't do anything because there is no money. The 1st step is to define the difference between our wants and our needs. The second step is to say so long credit cards. Your best friend will be a pair of scissors and cut up all of the credit cards and start using cash. Sorry, all of those benefits from all of those credit cards are a trap to get you to spend. Remember we want to get out of debt. The 2nd step is to save up a thousand dollars for emergencies. This way if a tire blows out on the car, the water heater fails, a window get broken ot some other unexpected item happens you can pay cash for it. Remember the credit cards are gone. We are not going to use credit. Please feel free to share your comments. They are most welcome. We do not have all of the answers but we are here to encourage you in your journey to get out of debt and become wealthy. It only happens when you decide to change your financial habits.


Disclaimer: I am going to be sharing from personal experiences and from what I have read over the years. I have made a lot of mistakes in my financial life and want to share with you so you can see the financial rewards at the end of the rainbow of life. I am not a certified coach.

 Veit (Andy) Johnson 
Financial Tutor

Dave Ramseys 7 Baby Steps

How can you 
How can  you take control of your money? One step at a time! Millons of people have left their money worries behind by working Dave's baby steps. It's your turn to start managing money the right way.

Dave Ramsey's 7 Baby Steps will show you how to save for emergencies, pay off all your debt for good, and build wealth. It’s not a fairy tale or a nice story for someone else. This is a proven, practical way for you to change your life step by step.


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Take Control of your Money

It is possible. Millions of people, just like you, have left their money stress behind using our proven tools and resources. And, you can too! How can we help you get started today?

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Friday, May 3, 2019

Historic Moment - Never before in the history of burger reviewing has such an esteemed group of food writers been gathered to reveal their favorite hamburger joints. Epicurious asked renowned restaurant critics from around the country to identify their local hamburger heaven and describe the beef, buns, condiments, and toppings. Some combinations are classically simple (ground chuck on a bun) while others get fancy (want Kobe beef with that?). Buns range from sesame-seed to kaiser roll to rosemary-scented focaccia (nice idea, San Francisco!). Toppings are all over the map, too: There's Gruyère cheese and Kraft American, garlic aïoli and regular mayo, grilled onions and pickle chips, Bacon Bits, horseradish, and, of course, burger's best friend, ketchup.

As good as this and other burgers look in this article mine grilled at home here in California are by far the best!

Wednesday, May 1, 2019

Since 1890, Pirelli has been synonymous with high-performance  tyres. With the creation of the Ercole, which marked the start of a long history of sporting success, the excellence of Pirelli's products has been the concrete and visible result of the constant improvement of production processes, design methods and the use of materials.
From the Ercole to the pre-war Stella Bianca; from the Stelvio, workhorse of the motorised masses, to the innovative Cinturato of the 1950s to today's ultra-high-performance "run flat" models outfitted with pressure sensors: the history of product innovation at Pirelli is an impressively long one.
Technological innovation in the tyre industry is exemplified by MIRS, a robotised system of high-performance tyre manufacture that has by now become an proven industrial benchmark.
But the technological history of Pirelli tyres dates back to the dawn of the auto industry, to the first pioneering attempts at the end of the 19th century that would eventually make solid rubber tyres obsolete.

Learn all about tires in this fantastic website.

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