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Friday, May 24, 2019


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If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving.



Are You In Debt?
Do you want to build wealth?

If you answered yes than you need to purchase this book and follow it step by step. Thousands have followed this plan. They have paid off their debt and they are starting to build wealth for themselves and their families. Many have become millionaires.

This makes the perfect gift for all occasions. This is the perfect gift for weddings. Get your gift for that favorite person, even if it's you.

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Friday, May 10, 2019

Wednesday, May 8, 2019

Life in the Fast Lane


The #1 rule is stop borrowing money, no credit cards and no going to the corner loan shark for a paycheck loan!

The #2 rule is to have a diet of beans and rice and rice and beans. This means no fast food and no dining out!

Today it seems that nothing is simple. We wake up, go to work, come home and repeat the process the next day waiting for the weekend to come. I have learned that one must sit back and be patient. In this world we all want so many things. To get these things we go and get credit and now we can get that car we want, get the house we want, get the toys we want and try to keep up with the Jones family. Whoops, now what do we do? We are up to our eyeballs in debt. We have many credit cards, we have a second mortgage on the house, and now we can't do anything because there is no money. The 1st step is to define the difference between our wants and our needs. The second step is to say so long credit cards. Your best friend will be a pair of scissors and cut up all of the credit cards and start using cash. Sorry, all of those benefits from all of those credit cards are a trap to get you to spend. Remember we want to get out of debt. The 2nd step is to save up a thousand dollars for emergencies. This way if a tire blows out on the car, the water heater fails, a window get broken ot some other unexpected item happens you can pay cash for it. Remember the credit cards are gone. We are not going to use credit. Please feel free to share your comments. They are most welcome. We do not have all of the answers but we are here to encourage you in your journey to get out of debt and become wealthy. It only happens when you decide to change your financial habits.


Disclaimer: I am going to be sharing from personal experiences and from what I have read over the years. I have made a lot of mistakes in my financial life and want to share with you so you can see the financial rewards at the end of the rainbow of life. I am not a certified coach.

 Veit (Andy) Johnson 
Financial Tutor

Dave Ramseys 7 Baby Steps

How can you 
How can  you take control of your money? One step at a time! Millons of people have left their money worries behind by working Dave's baby steps. It's your turn to start managing money the right way.

Dave Ramsey's 7 Baby Steps will show you how to save for emergencies, pay off all your debt for good, and build wealth. It’s not a fairy tale or a nice story for someone else. This is a proven, practical way for you to change your life step by step.


Click Here to visit website

Take Control of your Money

It is possible. Millions of people, just like you, have left their money stress behind using our proven tools and resources. And, you can too! How can we help you get started today?

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Friday, May 3, 2019

Historic Moment - Never before in the history of burger reviewing has such an esteemed group of food writers been gathered to reveal their favorite hamburger joints. Epicurious asked renowned restaurant critics from around the country to identify their local hamburger heaven and describe the beef, buns, condiments, and toppings. Some combinations are classically simple (ground chuck on a bun) while others get fancy (want Kobe beef with that?). Buns range from sesame-seed to kaiser roll to rosemary-scented focaccia (nice idea, San Francisco!). Toppings are all over the map, too: There's Gruyère cheese and Kraft American, garlic aïoli and regular mayo, grilled onions and pickle chips, Bacon Bits, horseradish, and, of course, burger's best friend, ketchup.

As good as this and other burgers look in this article mine grilled at home here in California are by far the best!

Wednesday, May 1, 2019

Since 1890, Pirelli has been synonymous with high-performance  tyres. With the creation of the Ercole, which marked the start of a long history of sporting success, the excellence of Pirelli's products has been the concrete and visible result of the constant improvement of production processes, design methods and the use of materials.
From the Ercole to the pre-war Stella Bianca; from the Stelvio, workhorse of the motorised masses, to the innovative Cinturato of the 1950s to today's ultra-high-performance "run flat" models outfitted with pressure sensors: the history of product innovation at Pirelli is an impressively long one.
Technological innovation in the tyre industry is exemplified by MIRS, a robotised system of high-performance tyre manufacture that has by now become an proven industrial benchmark.
But the technological history of Pirelli tyres dates back to the dawn of the auto industry, to the first pioneering attempts at the end of the 19th century that would eventually make solid rubber tyres obsolete.

Learn all about tires in this fantastic website.

Click HERE to visit website


Monday, April 29, 2019

Banner Exchange



America is big. Very big. It's big even before you account for its snowy Alaskan and tropical Hawaiian outposts. The sunny surf beaches along California give way to dusty deserts, snow-capped peaks and endless forests that reach across to the gritty East Coast cities of New York and Boston. There are distinctly American adventures to be had in all four corners of this vast land. 
There is  nowhere on earth where Mother Nature can be seen at its most dramatic than the Grand Canyon. The cavernous behemoth, which stretches 18 miles across and over a mile deep, is impressive to say the least. Don't just gawp at its beauty though. Circle overhead by helicopter, paddle along the Colorado River or pretend you're John Wayne while you gallop along the rim on horseback. 








Friday, April 26, 2019

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Thursday, April 25, 2019

National Day - Find National Days



Find out what National Days are on your Birthday by clicking here!



Anza-Borrego Desert State Park is the largest state park in the western United States and features unsurpassed scenery and a fascinating geologic and human history. The name of the park combines the 1774 Spanish explorer Juan Bautista de Anza’s name with a Spanish word for bighorn sheep, Borrego.
Desert Garden and Indian Head Mountain in Anza Borrego State Park
Desert Garden and Indian Head Mountain in Anza Borrego State Park
This scenic drive starts on the Park’s east side. To get there from San Diego, head east on I-8, taking exit 40 for CA-79 North. In 27 miles, turn onto CA-78, which divides the Anza Borrego State Park in half. In 45 miles, you join onto CA-86, where after heading north for 12 miles, the start of the drive is on the left. Before beginning our drive, consider a side trip to the Salton Sea (T1). Salton Sea State Recreation Area offers eighteen miles of stunning shoreline and is popular for swimming, fishing, boating and camping. It’s unique combination of desert and aquatic environments make it an ideal habitat for over 400 species of migrating birds that stop here along the Pacific Flyway, making this a top bird-watching destination.
Four-wheel drive vehicles can access many of the dirt roads into the wilderness areas and there are numerous hiking trails. Always check with a park ranger for conditions before going into the back country. Summers here are blazing hot. Best times to visit are in late fall, winter, and spring for the wildflower display. No matter the season, bring plenty of water.
Entering Anza-Borrego Desert State Park on County S-22 from the east you arrive at the Calcite Canyon Scenic Area. A stop at the Calcite Canyon Overlook (V2) displays impressive rock formations and expansive views. The old Calcite Mine is deep in these canyons. Calcite crystals were mined here for military use, making gun sights during World War II. Salton Sea can be seen in the distance.
Passing the Borrego Badlands offers the chance to peer into six million years of history. Sunken mesas, fascinating rock formations and layers of sediment reveal a tropical past as this area was once undersea. If you have a 4-wheel drive vehicle get closer look by taking the dirt road, Arroya Salado on the left to Seventeen Palms Oasis (A3), a watering hole for wildlife and early travelers who once relied on jars of water hidden in the palm trees. This custom still continues as people leave water and messages in the prospector’s post office. Follow the road to the Five Palms Oasis and then switch to Tule Wash which leads to the surreal Pumpkin Patch. Located within the Ocotillo Wells Off-Highway Vehicle Area, these unusual globular sandstone concretions look like pumpkins and are created by layers of sand and rock that build up over small objects (like a pearl growing from sand in an oyster).
Retrace your way back to S22. Approximately 5 miles ahead is another off-road adventure to Font’s Point (V9). A 4-mile drive on Font’s Wash ends and a short trail that leads to 360 degree views of unending jagged rocks carved by water, erosion and climates long past.
Back on S22 continuing west is the Santa Rosa Overlook (V3) for incredible views of the rugged Clark Valley and the 8000 foot high Santa Rosa Mountains. This is a fairly young mountain range in geologic time, having risen in the past three to four million years. Vegetation is sparse and rainwater washing down the sides produces large alluvial fans at the base of the mountains. From here the road leads into the town of Borrego Springs, known for its pink grapefruits.
From Christmas Circle in the middle of town take Palm Canyon drive out to the Anza Borrego Visitor Center (I1) at Borrego Palm Canyon. Enjoy the grove of large California Fan Palms at the picnic area. The Visitor Center is built into the hillside and trails run over and around it. Inside there are exhibits on desert plant and animal life and history of the area. Park Rangers offer a wide variety of programs such as guided hikes, walks, lectures, campfires and junior ranger programs. Take advantage of them to learn more while exploring. Easy, nearby walking trails take you through gardens of cacti, shrubs, trees and in spring — a wildflower display. Hummingbirds, desert cottontails or other wildlife can be seen here. Not far from the Visitor Center are two sanctuary ponds filled with rare Salton Sea Pupfish.
About one mile west from the visitor center is the trailhead to Hellhole Canyon/Maidenhair Falls Trail (H7). This six-mile round trip hike is not for beginners as it requires climbing over boulders. A variety of desert plants escort you along the path, indigo bush, creosote bush, and buckhorn cholla and as you gain elevation, ocotillo and teddybear cholla. Maidenhair Falls plunge 25 feet into a shallow pool — a refreshing way to end the hike. Watershoes come in handy and as with all hikes, do not travel alone, carry and drink a lot of water.
Route S22 continues west on the wonderfully windy Montezuma Valley Road, where you will find many campgrounds, overlooks and trails. If you want to cut the trip short, eventually a left onto Route S2 leads to CA-79 towards San Diego.
We continue back at Christmas Circle. Taking Borrego Springs Road south will lead to Route S3 (Yaqui Pass Road) which brings you to the Tamarisk Grove Campground. This is a nice stop where you can walk the one-mile Cactus Loop Trail (H1). In spring, wildflowers poke out from the rocks and barrel, fishhook, hedgehog, and beavertail cactus are in bloom. At the top of the trail are hundreds of teddy-bear cholla.
Another trail just south of Tamarisk Grove is the Yaqui Wells Nature Trail (H2). This easy two-mile walk with interpretive signs heads through cacti, blooming ocotillo, desert shrubs, and mesquite trees. The trees attract birds such as Costas Hummingbirds, Phainopepla, owls and doves making this area popular for birdwatching.
From Tamarisk Grove, head west on CA-78 for 7 miles and then Route S2 heading south to Box Canyon Monument (A1). Wagon wheel ruts are visible here, remnants of the first wagon road in Southern California. The nearby Blaire Valley Campground (H3) has a number of trails that explore the Southern Emigrant Trail and the Blair and Earthquake Valleys.
Much to do and see lies ahead. Shortly after the Monument, stop at Mason Valley Cactus Gardens (A2) which has the most extensive growths of native cacti in the park.
Continuing south, the Agua Caliente County Park (H4) features hot springs in two naturally-fed pools. From the campground, enjoy a 1-5-mile hike into the Moonlight Canyon.
Nestled between the Tierra Blanca Mountains, a few hikes head into the Mountain Palm Springs (H5) area. The North Fork Trail is a 2.5-mile round-trip hike that brings you to the rare elephant trees, or take the 3-mile loop South Fork Trail to palm trees within Pygmy Grove.
The road now climbs up Sweeney Pass. Enjoy the spectacular, breathtaking views of the surrounding desert from the many overlooks. The Carrizo Badlands Overlook (V7) offers amazing views into the rainbow of rock layers of the dry, rugged badlands and the patch of green mesquite around Carrizo Creek . Off-road vehicles can explore the heart of the badlands from the Canyon sin Nombre jeep trail.
The road descends to the end of our scenic drive in the town of Ocotillo. From here, head to Fossil Canyon (H6) via Shell Canyon Road. One of the largest fossil collections of the Pliocene and Pleistocene eras, gaze upon 50-million-year-old coral and oyster fossils and shell beds from when this area was once ocean. The canyon is part of the Yuca Desert Recreation Area.
From here, you can head west on I-8 towards San Diego or head east on I-8 and then north on CA-86 to explore the Salton Sea (T1) and Joshua Tree National Park.

For more scenic drives Click Here



Cancer Update: Prayerful Petition

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 Joni Eareckson Tada

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Update: Joni and Ken thank everyone for their love and prayers. Joni is getting much needed rest and wonderful care at the hospital.
“The earnest prayer of a righteous person has great power and produces wonderful results.” 
-James 5:16 
As many of you know, Joni Eareckson Tada recently completed a series of radiation treatments for a recurrence of cancerIn the weeks following, Joni has been challenged with significant pain issues, including most recently, difficulty with breathing. 
With these concerns escalating, and Joni’s inability to get the sleep needed for recovery, she has been hospitalized for observation and medical oversight. 
Knowing the truth of that promise of James 5:16, Joni and Ken would be most grateful for  your  prayers today.  As they express confidence that God is in control, the support of prayerful concern would be deeply appreciated. 

 So… please join us in praying without ceasing!



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Louvre - the most visited Museum in the World




In 2017, around 8.1 million people visited the Louvre in Paris, making it the most-visited museum in the world. No wonder Mona Lisa is wearing that self-satisfied smirk! But the Louvre should watch it's derrière: the National Museum of China comes in at a very close second, with a little over 8 million visitors in 2017. Pretty impressive, considering that it opened its doors in 2003, whereas the Louvre has been building its cred since the 18th century.


Click HERE to visit the Louvre in Paris

The WE Schools program




Students who are part of WE Schools are stepping up and making a difference in their neighborhood and world at large. Because no matter your age or location, we can all make a positive impact—whether that’s volunteering, fundraising or raising awareness around causes that matter.

Sunday, April 7, 2019

 Joaquin Miller House (Oakland, CA).JPG

The Joaquin Miller House stands on the southern edge of Joaquin Miller Park, at the northwest corner of the western junction of Joaquin Miller Road with Sanborn Drive,in Oakland California,  the park's main circulating road. The house is a modest single-story structure, essentially little more than three separate rooms that have been joined together. Two of them are covered by gabled roofs, and have only vague vernacular references to Gothic Revival architecture. The third section is covered by a flat roof which has broad overhanging eaves. To this section is attached a wooden lean to of unknown function.

Joaquin Miller, known as the "Poet of the Sierras", lived here from 1886 until his death in 1913. 

 

Saturday, April 6, 2019

LSE Business Review





Businesses, firms and markets play an integral part in the development of human civilisation. So how they work, what evidence firms use, and what norms they follow, are of crucial significance for us all. LSE Business Review is a new knowledge-exchange initiative designed to share the best of modern social science ideas, theories and evidence with business decision-makers and professionals, and to learn from them in turn. We present the expertise of professors in finance, economics, business studies, law, management, accounting, social psychology, mathematics, public policy, sociology, geography, philosophy, media, cultural and gender studies, and political science, in accessible and relevant ways for business. And LSE Business Review hosts business professionals and experts with knowledge to give and advice to offer academics. Our focus is topical, tackling the issues of today (and not of yesteryear). And our writing is direct and clear, designed for an audience with much else to get done.

 Click Here to visit website

For

Monday, April 1, 2019

Mark Twain Boyhood Home

Samuel L. Clemens, the future Mark Twain, was born when Halley’s Comet was in the skies. He died during the comet’s return 74 years later. In between, Clemens traveled the world and had many experiences as he passed from typesetter to river pilot, prospector, newspaper reporter, lecturer, author, publisher, businessman and family man. On this page you will find general information on Mark Twain, including a timeline of his life, genealogy, and publishing career. Here is a brief chronology of the life of Samuel Clemens, Mark Twain.

Click Here to visit The Musuem

Mark Twain Birth Place

Nothing says “Missouri literature” like Mark Twain. And nothing says “Mark Twain was here” like the state historic site that bears his name. Mark Twain Birthplace State Historic Site has the two-room rented cabin Samuel Clemens – Twain’s real name – was born in, first editions of many of the author’s works, a handwritten manuscript of The Adventures of Tom Sawyer and many of the furnishings from Twain’s Connecticut home. The site also has a public reading room for personal study and research.

CLick Here to visit website

Friday, March 29, 2019


Many Americans celebrate Armed Forces Day annually on the third Saturday of May. It is on May 18th. It is a day to pay tribute to men and women who serve the United States’ armed forces. Armed Forces Day is also part of Armed Forces Week, which begins on the second Saturday of May. Many events across the United States take place on Armed Forces Day to honor Americans in uniform who served their country in times of war and peace. Those who are honored on this day include people who serve the Army, Navy, Marines, Air Force and Coast Guard. National Guard and Reserve units may celebrate Armed Forces Day/Week over any period in May because of their unique training schedules. Events and activities may include: Multi-service military displays in areas open for the public. Various educational activities that teach children about the armed forces. “Support the Troops” themed motorcycle rides. Large parades and other local celebrations. Certain types of music are also played at Armed Forces Day events, including at memorials and at cemeteries, as a way to respect those in the armed forces who died for their country. For example, buglers have played a bugle call, known simply as Taps, on Armed Forces Day in recent years. Taps is usually sounded by the United States military at events such as flag ceremonies, memorial services and funerals. To celebrate this day to honor our men and women in uniform I would like to suggest you send a card of appreciation to one of these folks. Here is a link where you can send free e-cards or choose a personalized card and send it via the post office to that special person in the military.

Thursday, March 28, 2019

NATIONAL WEED APPRECIATION DAY

NATIONAL WEED APPRECIATION DAY – March 28

Did you know that some weeds are beneficial to us and our ecosystem?  National Weed Appreciation Day is observed on March 28 of each year, and it is a good day to learn more about weeds and their benefits.
 
Humans have used weeds for food and as herbs for much of recorded history. Some are edible and nutritious while other weeds have medicinal value.
 
Do you remember as a small child the fun you had with dandelions? Well, these bright yellow flowers serve a purpose.  Dandelions are a food source for insects and some birds.  Humans eat young dandelion leaves and enjoy tea and wine made from the leaves and flower.  The Native Americans used dandelions to treat certain ailments.  Nutritionally, dandelions contain a source of vitamin A and C, calcium, iron and fiber.
 
There are also other edible and medicinal weeds, some of which include:
 
Yellow Dock/Burdock: The taproot of young burdock plants can be harvested and eaten as a root vegetable. Immature flower stalks may also be harvested in late spring before flowers appear.  The flavor of the young stalk resembles that of an artichoke. It is a good source of dietary fiber and certain minerals, including calcium and potassium. It is also used as a medicinal herb.
 
Lamb’s Quarter: (also known as goosefoot) The leaves of lamb’s quarter are excellent added to lettuce salads or cooked and used as a replacement for spinach. Lamb’s quarter seeds are also edible. They are a good source of protein and vitamin A.
Amaranth: (also known as pigweed)  Amaranth species are cultivated and consumed as a leaf vegetable in many parts of the world.  The leaves can be cooked, and its seeds can be harvested and cooked the same as quinoa. The root of mature amaranth is a popular vegetable. It is white and usually cooked with tomatoes or tamarind gravy. It has a milky taste and is alkaline.  It is high in vitamins and minerals, including vitamins A, K, B6, calcium and iron, and the seeds are a good source of protein.
 
Purslane:  It may be eaten as a leaf vegetable, but is considered a weed in the United States. It has a slightly sour and salty taste.  The stems, leaves and flower buds are all edible. Purslane may be used fresh as a salad, stir-fried or cooked as spinach is, and because of its sticky quality, it also is suitable for soups and stews.   It is an excellent source of vitamins, minerals and antioxidants and is high in omega-3 fatty acids.  Purslane can be found growing in all 50 states.
 
Dollarweed: (also known as pennywort) is an aquatic plant that thrives in a wet, sandy habitat.  It is native to North America and parts of South America. It can also be found growing as introduced species and sometimes a noxious weed on other continents. It is an edible weed that can be used in salads or as a potherb.
 
Before using any weed as a food source, make sure it is correctly identified and that it is free of herbicides and pesticides.  Research the safe edible part of each weed and find useful cooking and preparation tips.
 
HOW TO OBSERVE
 
Use #WeedAppreciationDay to post on social media.
 
HISTORY
 
Our research was unable to find the origin and the creator of National Weed Appreciation Day.
There are over 1,200 national days. Don’t miss a single one. Celebrate Every Day® with National Day Calendar®!


Wednesday, March 27, 2019


Our Mission
The American Council on Exercise® is a nonprofit organization committed to enriching quality of life through safe and effective exercise and physical activity. As America’s Authority on Fitness, ACE protects all segments of society against ineffective fitness products, programs and trends through its ongoing public education, outreach and research. ACE further protects the public by setting certification and continuing education standards for fitness professionals.

Who We Are

Founded in 1985, the American Council on Exercise® (ACE ®) is a nonprofit organization committed to America’s health and wellbeing. Over the past 25 years, we have become an established resource for both fitness professionals and consumers, providing comprehensive, unbiased, scientific research impacting the fitness industry and validating ourselves as the country’s trusted authority on fitness.
Today, ACE is the largest nonprofit fitness certification, education and training organization in the world with nearly 50,000 certified professionals who hold more than 55,000 ACE certifications. With a long heritage in certification, education, training and public outreach, we are among the most respected fitness organizations in the industry and a resource consumers have come to trust for health and fitness education.

NATIONAL LITTLE RED WAGON DAY – Last Wednesday in March

National Little Red Wagon Day - Last Wednesday in March 

The last Wednesday in March is National Little Red Wagon Day. This is a day worthy of making memories and celebrating the power of imagination, as adults and children alike can enjoy time together with a little red wagon.
For nearly 100 years, Radio Flyer has been bringing smiles to kids of all ages and creating warm memories that last a lifetime. As a brand, Radio Flyer has always supported unstructured outdoor play and its positive impact on children. With their 100th anniversary on the horizon, Radio Flyer would like to establish a day that not only celebrates kids’ imaginations but the vehicles that help them explore it – their wagons.
This iconic toy is one of the most enduring toys of all time. For generations, children have led little red wagons down Independence Day parade routes, carried out infinite imaginary missions and voyages of childhood fantasy. It is not unusual for a little red wagon to be handed down from one generation to the next, treasured like a family heirloom.  The adventures are enjoyed by all, regardless of age.
HOW TO OBSERVE
As the weather gets warmer and spring officially begins, use National Little Red Wagon Day to encourage kids to get outside, get active and go wherever their imaginations take them.  Use #LittleRedWagonDay and tag @RadioFlyer to share on social media. 
HISTORY
National Little Red Wagon Day was founded by Radio Flyer in honor of their upcoming 100th anniversary. The Registrar of National Day Calendar® declared National Little Red Wagon Day in 2016.

 





Tuesday, March 26, 2019



Telemarketers have been a pain in the general public’s behind for decades. Thanks to their interrupting us day and night, the telephone has been transformed from a convenience, into a source of annoyance and frustration.
How To Sue A TelemarketerA Manual For Restoring Peace On Earth One Phone Call At A Time is a tongue-in-cheek manual that shows the average citizen how they can fight back against a telemarketer by taking them to small-claims court. Half humorous and half How to, How to Sue a Telemarketer combines comedy with savvy information about the legal system and step-by-step instructions on how consumers can sue telemarketers.
Click here for more details.
Alcatraz History - was designed to help introduce you to the rich history of Alcatraz during the penitentiary years and many of the inmates who called "the Rock" home. From the mid 1930's until the mid 1960's, Alcatraz was America 's premier maximum-security prison, the final stop for the nation's most incorrigible inmates. Today, Alcatraz is a place of contradictions, with a grim past and an enduring future as one of San Francisco 's most prominent landmarks and tourist attractions. AlcatrazHistory.com explores this history through brief narratives and photos, and serves as an excellent reference for researchers seeking a basic collection of information.


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AMERICAN DIABETES ASSOCIATION ALERT DAY - Fourth Tuesday in March
EPILEPSY AWARENESS DAY -PURPLE DAY – March 26

Monday, March 25, 2019

Toy and Product Recall Finder


https://www.parents.com/product-recalls/


We hear about recalls so often, but the term itself can be a bit confusing. So, what is a recall? It's the notification that a product poses a potential hazard and either needs to be removed from use, have its use limited, requires a replacement part, requires repair or otherwise has to have the safety issue addressed. A recall can begin a number of ways, but often follows a complaint from a consumer (or many consumers) who has experienced a problem. That complaint typically is lodged with the manufacturer, although thousands of complaints are filed with the U.S. Consumer Product Safety Commission (CPSC); and starting in 2011 a database of the consumer complaints became available for searching on the SaferProducts.gov website. Companies are obligated under federal law to report a potential product defect or hazard to the CPSC. The CPSC then determines whether the problem requires notification of the public. If it does, the agency then negotiates with the company about how to resolve the matter, and whether the product needs to be removed from homes, repaired, or provide a warning about its use. Depending on the company and the situation, the process can drag out for weeks, even months. In theory, the greater the risk, the quicker the recall moves. But this process involves lawyers and lines of products and therefore can cost tens of millions of dollars. "If CPSC has taken the action to recall a product, it means [the product] presents a real risk of injury or harm," says Nancy Cowles, executive director of the safety advocacy group Kids In Danger. "If you miss the recall when it is first announced, in all likelihood, that product, with its dangers, will remain in use for many years." It is rare for the government to recall a product on its own, although it can when a company won't come to an agreement with CPSC or if the company has gone out of business. Typically, when you hear about a recall, it is an announcement from the agency of the agreed-upon terms. Recalls can start in other ways. Sometimes a company will discover a problem on its own. The most responsible companies report an issue immediately, when no injuries or incidents were involved.

Click Here to visit Toy and Product Recall Finder